Loan programs
The right loan for every borrower
From first-time buyers to seasoned investors, I match you with the program that fits your goals — not just your credit score.
Buy with confidence
Home Purchase
Whether you're buying your first home or your fifth, I'll find the best rate and program for your situation. I work with dozens of lenders to get you competitive terms.
- Conventional loans from 3% down
- FHA loans for lower credit scores
- VA loans for veterans & active military
- USDA loans for eligible rural areas
- Jumbo loans for higher-priced homes
Lower your rate or tap your equity
Refinance
Refinancing can reduce your monthly payment, shorten your loan term, or give you access to cash for home improvements, debt consolidation, or other goals.
- Rate & term refinance
- Cash-out refinance
- Streamline refinance (FHA/VA)
- No-closing-cost options available
- Break-even analysis included
Grow your portfolio
Investment Properties
Financing investment properties requires a specialist. I understand the nuances of DSCR loans, multi-unit financing, and portfolio strategies that traditional banks overlook.
- DSCR loans — qualify on rental income
- 1–4 unit residential investment
- Short-term rental (Airbnb/VRBO) eligible
- Portfolio loan options
- Multi-state investment financing
Solutions for unique situations
Specialty Programs
Not every borrower fits a standard box. I specialize in finding creative solutions for self-employed borrowers, recent credit events, and non-traditional income situations.
- Bank statement loans (self-employed)
- Asset depletion / asset-based income
- Recent bankruptcy or foreclosure
- Foreign national loans
- Non-QM / non-traditional programs
How it works
A simple, transparent process from application to closing.
Free consultation
We review your goals, income, credit, and timeline to identify the best loan programs for you.
Pre-approval
I shop your file across multiple lenders to find the best rate and terms — fast, typically within 24 hours.
Loan processing
I handle the paperwork, coordinate with your agent and title company, and keep you updated every step.
Clear to close
We finalize your loan, review closing disclosures, and get you to the closing table on time.
Not sure which program is right for you?
That's exactly what I'm here for. Let's talk through your situation and find the best path forward.
Schedule a free consultation